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Personal Savings Accounts

It's never too early to start saving. Regardless of your savings goals, we can help you achieve them. We have a variety of options for your unique financial needs.

  DCB Preferred DCB Student DCB Holiday Savings
Description Our basic savings account that allows your money to grow. Our savings account designed for customers under 18 years of age. A savings account that provides flexible terms ideal for saving for the upcoming holiday season.
Interest Bearing Yes Yes Yes
Minimum To Open $25.00 $25.00 $25.00
Minimum Balance To Earn Interest Tier I ($0.01 - $4,999.99)
Tier II ($5,000.00 +)
Tier I ($0.01 - $4,999.99)
Tier II ($5,000.00 +)
Tier I ($100.00 - $4,999.99)
Tier II ($5,000.00 +)
Monthly Maintenance Fee $4.00 None None
Balance Required To Waive Monthly Fee $300 Average Collected Balance Required None None
Unlimited Transactions No No No
Excess Transaction Fee $2.00 per withdrawal over 6 $2.00 per withdrawal over 6 $5.00 per withdrawal over 6
Additional Features
Free Online Statements
Free Debit Cards No annual fee ATM card   No annual fee ATM card
Free ATM Access* N/A
Free Webdcb Access
Free Notary Service

*ATM access is free only when using an ATM within the MoneyPass network.

**Subject to application and/or credit approval.