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Current Rates

Effective date: December 5, 2016. Rates are subject to change without notice.
  • Deposit Specials
    Product Interest Rate APY1 Minimum Balance to Open Minimum Balance to Earn APY
    36 Month Relationship CD 1.00% 1.00% $1,000 $1,000
  • Certificates of Deposit
    Product Interest Rate APY1 Minimum Balance to Open Minimum Balance to Earn APY
    182 Day Fixed Rate 0.20% 0.20% $1,000 $1,000
    12 Month Fixed Rate 0.30% 0.30% $1,000 $1,000
    24 Month Fixed Rate 0.49% 0.50% $1,000 $1,000
    24 Month "Your Choice" 0.50% 0.50% $1,000 $1,000
    30 Month "Your Choice" 0.55% 0.55% $1,000 $1,000
    36 Month Fixed Rate 0.60% 0.60% $1,000 $1,000
    48 Month Fixed Rate 0.70% 0.70% $1,000 $1,000
    For CDs greater than $100,000, please call 740.657.7468 for rates
  • Checking/Savings
    Product Interest Rate APY2 Minimum Balance To Open
    DCB Plus Checking $1000 + 0.05% 0.05% $25
    DCB Investors MMA $0.01 - $24,999,99 0.10% 0.10% $25
    DCB Investors MMA $25,000 + 0.30% 0.30% $25
    DCB Preferred Savings $0.01 - $4,999.99 0.05% 0.05% $25
    DCB Preferred Savings $5,000.00 + 0.10% 0.10% $25
    DCB Holiday Savings $100.00 - $4,999.99 0.20% 0.20% $25
    DCB Holiday Savings $5,000.00 + 0.25% 0.25% $25
  • Auto Loans3
    Product 48 Mo. 60 Mo. 72 Mo.
    APR Rate APR Rate APR Rate
    New Autos (2015-16 New) 4.21% 2.99% 3.97% 2.99% 3.82% 2.99%
    Used Autos (2011 - 2015) 5.02% 3.79% 4.78% 3.79% 4.62% 3.79%
  • Home Equity4
    Product 120 Mo. APR 180 Mo. APR 240 Mo. APR
    Readicredit Line Of Credit - Loan To Value up to 80% 3.50% N/A N/A
    Readicredit Line Of Credit - Loan To Value up to 90% 4.50% N/A N/A
    Home Equity Loan - Loan To Value up to 75% 3.43% 3.72% 4.01%
    Home Equity Loan - Loan To Value Uo To 85% 3.83% 4.12% 4.31%
    1. Annual Percentage Yield (APY) is accurate as of effective date stated above and assumes principal and interest remains on deposit for the term of the certificate. Substantial penalty for early withdrawal. Fees could reduce earning on the account.
    2. Annual Percentage Yield (APY) is accurate as of effective date stated above. Rates may change after account is opened. Fees may reduce earnings.
    3. Subject to credit approval by DCB. Additional terms and conditions apply. Standard product rates and rate discounts are subject to change at any time. Annual Percentage Rate: APR shown assumes well qualified applicants, loan amount of $20,000 secure by a 2013-2015 model year vehicle with less than 100,000 miles. Your APR may be higher based on your credit qualifications, loan amount, model year, repayment term and loan fee of $245.
    4. Subject to application and credit approval. Equity loans also subject to acceptable property appraisal and title search. Rates above are available for loan amounts over $10,000 and are subject to meeting certain underwriting criteria, such as owner occupancy and loan-to-value ratio. Your rate may also be different depending on credit history. Annual percentage rates based on $10,000 loan amount, including a $175 processing fee. Property report, hazard, title and/or flood insurance, if applicable, will be required. Other rates, terms, payments and loan amounts are available.