The bank that works for you

SBA Division

DCB Small Business Lending’s finance experts and national loan programs can be used for acquisitions, building purchases,
expansion, succession, debt consolidation, equipment purchases and building construction.

Our loan programs are targeted towards niche industries:

 • Medical Practices
 • Dental Practices
 • Optometrists
 • Veterinary Practices
 • Funeral Homes
 • Insurance Agencies
 • Pharmacy

Get started today by calling:
                                                    John Tonjes, 614-981-4376,               
                                               Dan Bywater, 801-477-7798,

John C. Tonjes -- Senior Vice President

Tonjes is a veteran lender and business development officer who has cultivated a national lending network of referral sources and lenders over his 17 year career in small business and SBA lending. Tonjes was most recently Executive Vice President with Midwest Business Capital, where he played an integral role in building and managing a Central-Ohio based national niche lending platform revolving around lending to the dental, medical, veterinary, optometry, funeral and insurance agency industries. During his ten year career at Midwest, Tonjes and his team developed an SBA 7(a) loan program with annual originations exceeding $60 million, and they built an SBA 504 loan origination and pooling program that was recognized by the SBA as one of 12 SBA approved loan pooling programs in the country.


Dan T. Bywater -- First Vice President

Bywater has over 12 years of Vice-President level experience underwriting and originating loans under the SBA’s 7(a) and 504 loan programs. Bywater was most recently Senior Commercial Business Development Officer and Underwriter for Midwest Business Capital, where he worked for six years.