The Delaware County Bank and Trust Company    
Deposit Options Rate Sheet    
January 31, 2012    
Rates Are Subject To Change Without Notice    
 
 
Annual  
Percentage  
Interest Yield Min. Balance Min. Balance  
Account Type Rate (APY) To Open To Earn APY Notes  
Certificates Of Deposit (Footnotes 1,3)  
7 Day Fixed 1 0.16% 0.16% $1,000 $1,000  
91 Day Fixed Special 3 0.15% 0.15% $1,000 $1,000  
182 Day Fixed 6 0.25% 0.25% $1,000 $1,000  
12 Month Fixed  8 0.40% 0.40% $1,000 $1,000  
Kids 12 Month Fixed  43 0.40% 0.40% $100 $100  
18 Month Fixed 10 0.49% 0.50% $1,000 $1,000  
18 Month Fixed (Minors) 9 0.50% 0.50% $100 $100  
24 Month (Your Choice)  19 0.75% 0.75% $1,000 $1,000  
24 Month Fixed 13 0.74% 0.75% $1,000 $1,000  
30 Month (Your Choice) 30 0.85% 0.85% $1,000 $1,000  
30 Month Fixed 14 0.83% 0.85% $1,000 $1,000  
36 Month Fixed 16 0.90% 0.90% $1,000 $1,000 Auto Renewal  
48 Month Fixed  48 1.10% 1.10% $1,000 $1,000 Auto Renewal  
60 Month Fixed 31 1.29% 1.29% $1,000 $1,000 Auto Renewal    
   
   
   
Internet Only CD Specials              
     
Online 12 Month 301 1.05% 1.05% $1,000 $1,000 www.webdcb.com  
Online 18 Month 302 1.00% 1.00% $1,000 $1,000 www.webdcb.com
Online 24 Month 303 1.25% 1.25% $1,000 $1,000 www.webdcb.com
Amounts Over $100,000 Call Treasury Management (x7486 or x7830), Retail Admin. (x7110 or x7112)    
 
 
Interest Min. Balance Min. Balance
Type Rate APY To Open To Earn APY  
Savings Accounts (Footnotes 2,3)  
 
Platinum Savings Plus 63,64  
     $25,000.00 and up (Tier IV) 0.30% 0.30% $25 See tier info at left
     $10,000.00 to $24,999.99 (Tier III) 0.20% 0.20% $25 See tier info at left
     $5,000.00 to $9,999.99 (Tier II) 0.15% 0.15% $25 See tier info at left
     $0.01 to $4,999.99 (Tier I) 0.10% 0.10% $25 See tier info at left
Prime Time Savings  23,25  
     $100,000.00 and up (Tier IV) 0.35% 0.35% $25 See tier info at left
     $50,000.00 to $99,999.99 (Tier III) 0.35% 0.35% $25 See tier info at left
     $25,000.00 to $49,999.99 (Tier II) 0.35% 0.35% $25 See tier info at left
     $0.01 to $24,999.99 (Tier I) 0.20% 0.20% $25 See tier info at left  
Savings Flex (Statement Savings) 3,4
     $5,000.00 and up (Tier III) 0.15% 0.15% $25 See tier info at left  
     $1,500.00 to $4,999.99 (Tier II) 0.10% 0.10% $25 See tier info at left
     $0.01 to $1,499.99 (Tier I) 0.05% 0.05% $25 See tier info at left  
Kids Bank Savings 7
     $0.01 and up 0.25% 0.25% $1 $0.01
Christmas Club 5
     $0.01 and up 0.25% 0.25% $10 $0.01
Health Savings Account 65