The Delaware County Bank and Trust Company
Investment Options Rate Sheet
March 9, 2010 - March 16, 2010
Rates Are Subject To Change Without Notice			Annual
			Percentage
		Interest	Yield	Minimum
Account	Type	Rate	(APY)	Deposit	Notes
Certificates Of Deposit (1,3)
7 Day Fixed	1	0.16%	0.16%	$1,000
91 Day Fixed	3	0.20%	0.20%	$1,000
182 Day Fixed	6	0.25%	0.25%	$1,000
12 Month Fixed	8	0.45%	0.45%	$1,000
Kids 12 Month Fixed	43	0.45%	0.45%	$100
18 Month Fixed	10	0.75%	0.75%	$1,000
18 Month Fixed (Minors)	9	0.74%	0.75%	$100
24 Month (Your Choice)	19	0.95%	0.95%	$1,000
24 Month Fixed	13	0.93%	0.95%	$1,000
30 Month (Your Choice)	30	1.10%	1.10%	$1,000
30 Month Fixed	14	1.08%	1.10%	$1,000
36 Month Fixed	16	1.25%	1.25%	$1,000	Auto Renewal
48 Month Fixed	48	1.44%	1.45%	$1,000	Auto Renewal
60 Month Fixed	31	1.54%	1.55%	$1,000	Auto Renewal
Internet Only CD Specials
Online 18 Month CD	302	1.54%	1.55%	$1,000	Available only at
					www.webdcb.com
Amounts Over $100,000 Call Treasury Management (x7486 or x7830), Retail Admin. (x7110 or x7112)
Savings Accounts (2,3)
Platinum Savings Plus	63,64
$25,000.00 and up (Tier IV)		0.30%	0.30%	$25
$10,000.00 to $24,999.99 (Tier III)		0.20%	0.20%	$25
$5,000.00 to $9,999.99 (Tier II)		0.15%	0.15%	$25
$0.01 to $4,999.99 (Tier I)		0.10%	0.10%	$25
Prime Time Account	23,25
$100,000.00 and up (Tier IV)		0.35%	0.35%	$25
$50,000.00 to $99,999.99 (Tier III)		0.35%	0.35%	$25
$25,000.00 to $49,999.99 (Tier II)		0.35%	0.35%	$25
$0.01 to $24,999.99 (Tier I)		0.20%	0.20%	$25
Statement Savings	3,4
$5,000.00 and up (Tier III)		0.15%	0.15%	$25
$1,500.00 to $4,999.99 (Tier II)		0.10%	0.10%	$25
$0 to $1,499.99 (Tier I)		0.05%	0.05%	$25
Kids Bank Savings	7
$0.01 and up		0.25%	0.25%	$1
Christmas Club	5
$0.01 and up		0.25%	0.25%	$1
Health Savings Account	65
$5,000.00 and up (Tier III)		1.00%	1.00%	$25
$1,500.00 to $4,999.99 (Tier II)		0.75%	0.75%	$25
$0 to $1,499.99 (Tier I)		0.50%	0.50%	$25
Checking Accounts (2,3)
Premium Checking	62
$100,000.00 and up (Tier IV)		0.35%	0.35%	$25
$50,000.00 to $99,999.99 (Tier III)		0.25%	0.25%	$25
$25,000.00 to $49,999.99 (Tier II)		0.15%	0.15%	$25
$0.01 to $24,999.99 (Tier I)		0.10%	0.10%	$25
Minimum Balance Checking	61
$1,000.00 and up		0.10%	0.10%	$25
Smart Checking	29
$1,000.00 and up		0.10%	0.10%	$25
One Stop Banking	15
$0.01 and up		0.10%	0.10%	$25
Business Advantage Plus Interest	4
$7,500.00 and up (Tier III)		0.15%	0.15%	$25
$2,500.00 to $7,499.99 (Tier II)		0.15%	0.15%	$25
$500.00 to $2,499.99 (Tier I)		0.10%	0.10%	$25
IOLTA/IOTA Accounts	18
$0.01 and up		0.15%	0.15%	$25
Individual Retirement Accounts (3)
12 Month Fixed CD	73	0.45%	0.45%	$500
24 Month Fixed CD	82	0.95%	0.95%	$500
36 Month Fixed CD	68	1.23%	1.25%	$500
48 Month Fixed CD	67	1.44%	1.45%	$500
IRA Savings	70	0.75%	0.75%	$25
Other Rates Of Interest
Earned Credit Rate		0.25%
Prime Rate		3.25%
Footnotes:
(1) Substantial Penalty For Early Withdrawal
(2) Variable Rate Product - Rates may change after account is opened.
(3) Fees may reduce the earnings on this account.
Rates Are Subject To Change Without Notice.					Member FDIC.