The Delaware County Bank and Trust Company          
Investment Options Rate Sheet              
March 9, 2010 - March 16, 2010              
Rates Are Subject To Change Without Notice   Annual        
      Percentage        
    Interest Yield Minimum      
Account Type Rate (APY) Deposit Notes    
Certificates Of Deposit (1,3)              
7 Day Fixed 1 0.16% 0.16% $1,000      
91 Day Fixed 3 0.20% 0.20% $1,000      
182 Day Fixed 6 0.25% 0.25% $1,000      
12 Month Fixed 8 0.45% 0.45% $1,000      
Kids 12 Month Fixed 43 0.45% 0.45% $100      
18 Month Fixed 10 0.75% 0.75% $1,000      
18 Month Fixed (Minors) 9 0.74% 0.75% $100      
24 Month (Your Choice) 19 0.95% 0.95% $1,000      
24 Month Fixed 13 0.93% 0.95% $1,000      
30 Month (Your Choice) 30 1.10% 1.10% $1,000      
30 Month Fixed 14 1.08% 1.10% $1,000      
36 Month Fixed 16 1.25% 1.25% $1,000 Auto Renewal    
48 Month Fixed 48 1.44% 1.45% $1,000 Auto Renewal    
60 Month Fixed 31 1.54% 1.55% $1,000 Auto Renewal    
               
Internet Only CD Specials              
Online 18 Month CD 302 1.54% 1.55% $1,000 Available only at    
          www.webdcb.com    
               
Amounts Over $100,000 Call Treasury Management (x7486 or x7830), Retail Admin. (x7110 or x7112)    
               
Savings Accounts (2,3)              
Platinum Savings Plus 63,64            
$25,000.00 and up (Tier IV)   0.30% 0.30% $25      
$10,000.00 to $24,999.99 (Tier III)   0.20% 0.20% $25      
$5,000.00 to $9,999.99 (Tier II)   0.15% 0.15% $25      
$0.01 to $4,999.99 (Tier I)   0.10% 0.10% $25      
Prime Time Account 23,25            
$100,000.00 and up (Tier IV)   0.35% 0.35% $25      
$50,000.00 to $99,999.99 (Tier III)   0.35% 0.35% $25      
$25,000.00 to $49,999.99 (Tier II)   0.35% 0.35% $25      
$0.01 to $24,999.99 (Tier I)   0.20% 0.20% $25      
Statement Savings 3,4            
$5,000.00 and up (Tier III)   0.15% 0.15% $25      
$1,500.00 to $4,999.99 (Tier II)   0.10% 0.10% $25      
$0 to $1,499.99 (Tier I)   0.05% 0.05% $25      
Kids Bank Savings 7            
$0.01 and up   0.25% 0.25% $1      
Christmas Club 5            
$0.01 and up   0.25% 0.25% $1      
Health Savings Account 65            
$5,000.00 and up (Tier III)   1.00% 1.00% $25      
$1,500.00 to $4,999.99 (Tier II)   0.75% 0.75% $25      
$0 to $1,499.99 (Tier I)   0.50% 0.50% $25      
               
Checking Accounts (2,3)              
Premium Checking 62            
$100,000.00 and up (Tier IV)   0.35% 0.35% $25      
$50,000.00 to $99,999.99 (Tier III)   0.25% 0.25% $25      
$25,000.00 to $49,999.99 (Tier II)   0.15% 0.15% $25      
$0.01 to $24,999.99 (Tier I)   0.10% 0.10% $25      
Minimum Balance Checking 61            
$1,000.00 and up   0.10% 0.10% $25      
Smart Checking 29            
$1,000.00 and up   0.10% 0.10% $25      
One Stop Banking 15            
$0.01 and up   0.10% 0.10% $25      
Business Advantage Plus Interest 4            
$7,500.00 and up (Tier III)   0.15% 0.15% $25      
$2,500.00 to $7,499.99 (Tier II)   0.15% 0.15% $25      
$500.00 to $2,499.99 (Tier I)   0.10% 0.10% $25      
IOLTA/IOTA Accounts 18            
$0.01 and up   0.15% 0.15% $25      
               
Individual Retirement Accounts (3)              
12 Month Fixed CD 73 0.45% 0.45% $500      
24 Month Fixed CD 82 0.95% 0.95% $500      
36 Month Fixed CD 68 1.23% 1.25% $500      
48 Month Fixed CD 67 1.44% 1.45% $500      
IRA Savings 70 0.75% 0.75% $25      
               
Other Rates Of Interest              
Earned Credit Rate   0.25%          
Prime Rate   3.25%          
               
               
Footnotes:              
(1) Substantial Penalty For Early Withdrawal              
(2) Variable Rate Product - Rates may change after account is opened.        
(3) Fees may reduce the earnings on this account.            
               
Rates Are Subject To Change Without Notice.       Member FDIC.