Mortgage Loans

Quite often finding the right mortgage can be harder than finding the right home. But not at The Delaware County Bank and Trust Company. The Bank offers a wide variety of competitively priced mortgage and construction loan programs that can be customized to fit all of your needs. We offer professional and personal service and are here to make the process of buying or building a new home an easy one.

Products:
	Traditional Loans:
		Fixed Rate
		Balloons
		ARM’s
		Jumbo’s (to $650,000)
	Government Loans
		FHA
		VA
		Rural Development Loans
	First Time Homebuyer/Community Lending:
		Fannie Mae 97
	Condos:
		Warrantable and Non-Warrantable Condos
		Planned Unit Developments
	Niche/Specialty Programs:
		Super Jumbos ($650,001 to $3 Million)
		Portfolio Loans( both DCB and Secondary Market)
		40 Yr. Amortization
		HELOC’s and Closed End Seconds( Secondary Market)

Purposes:
	Purchases	Refinances	Second Home/Vacation
	Home Bridge Loan	New Construction	Lot Purchase
	Log Homes